Are There Deadlines to Filing a Flood Claim?
Yes. Under a standard flood insurance policy, there is normally a 60-day deadline to file a proof of loss. FEMA has extended this proof of loss deadline for Hurricane Harvey victims for 1 year. It is absolutely critical that a Hurricane Harvey flood victim complete and submit an accurate proof of loss according to FEMA’s strict rules and requirements by that deadline.
A standard flood insurance policy and many typical homeowner’s policies also have 1-year deadlines that can prevent you from preserving your right to getting the insurance money you deserve. When dealing with devastating loss of home and property, and the financial and emotional stresses that come along with it, keeping track of time can be tough and deadlines can be hard to meet. Call an experienced insurance lawyer at Long & Long to talk about your options before it’s too late.